PHFA Loans


Good news for first-time home buyers! The Pennsylvania Housing Finance Agency's (PHFA) Keystone Home Loan rate for existing homes is now 3.400% for a limited time! For those who qualify, PHFA offers home purchase loans with low fixed interest rates, low down payments and generous seller assists for first-time buyers and buyers purchasing in designated target areas. Some buyers may even qualify for a down payment and/or closing cost assistance loan! These programs do have income and loan amount limitations so contact a PMA mortgage advisor for eligibility.

Hurry, this low rate is only available for a limited time!


Features of PHFA Loans:

  • For first-time buyers and special target areas.

  • Conventional, FHA, USDA or VA loans.

  • Seller assists permitted.

  • Down payment and closing cost assistance available to qualified buyers depending on program.

  • Purchase price and income limits apply.



Rate effective 9/22/17. Annual Percentage Rate (APR) based on $250,000 loan amount with 20% down with total monthly payment of $1,286.96 for 360 months. Payment includes taxes and insurance. Rate subject to change. Buyer must meet program guidelines. Seller assist and down payment/closing cost assistance based on specific program. Contact for updated rates and full program details.