20 Year Low Rate Refinance Offer


Give yourself a gift this holiday season in the form of a lower interest rate or shortened mortgage term with PMA’s special low-rate refinance offer. Don’t wait! Interest rates are widely expected to rise in the new year so act now and take advantage of this limited-time offer!

Hurry, this offer available only through January 31, 2018 or until rates rise! Contact us today!


Low Rate Refinance features:

  • Loan must close before 1/31/18

  • 20-year term

  • Rate and term reduction only, no cash out

  • 80% loan-to-value

  • Owner-occupied primary and second homes only

  • 45-day rate lock

  • Minimum loan amount $100,000

  • Must meet minimum credit score and other guidelines


Rate effective 12/1/17 and subject to change. Annual Percentage Rate 3.784% (APR) based on a 720 credit score and $300,000 appraised home value with$240,000 loan amount and total monthly payment of $1,422.93 for 240 months. Payment excludes taxes and insurance. Rate subject to change. Subordinate financing not permitted. Buyer must meet program guidelines. Contact for full program details.